Let Prestige Appraisal, LLC attend to your appraisal needsTo many, an appraisal is simply one more thing in the long list of items for a mortgage or refinance. Nearly all lenders still need a local expert because the stakes are so high, even though there are an increasing number of automated home valuation systems that might seem more prudent than an appraisal. You might think that obtaining a mortgage is the only reason to acquire an appraisal, but there are more situations when the services of a licensed, independent real estate professional could be helpful. 
Challenge your tax assessment in Jackson CountyIt's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your home, so if prices have gone down in your area, you can appeal your assessment and save money. An appraisal from Prestige Appraisal, LLC is your best evidence when building your case. We can assist you in disputing your tax assessment. Removing PMI for mortgage paymentsWhen the amount being loaned to the homeowneris more than 80% of the actual value of the real estate, almost all lenders ask home owners to purchase this added insurance plan. That policy is Private Mortgage Insurance, or PMI. Very often, this added payment is folded into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. Prestige Appraisal, LLC can produce a statement regarding the value of your home, and the cost of the appraisal can generally be regained in little time because you'll no longer be paying the PMI. Order an appraisal from Prestige Appraisal, LLC Order onlineSettle a divorce with less stressA divorce is a very horrible ordeal for the parties involved, and it is often more complicated by the troublesome decision of who maintains the house. It's a good idea to order an appraisal from Prestige Appraisal, LLC so both parties are completely aware of the true market value of their property, regardless of the circumstances. The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Fair and accurate estate liquidationThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal. Move to or from Jackson County for workEmployee relocation is a stressful event, and we understand. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, along with information about any current sales or listings in their neighborhood that they want considered during our thorough inspection. Close on your home promptly — for the right priceA professional appraisal can help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to complete the appraisal report. On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market. 
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